Bajaj Allianz General Insurance
Comprehensive health coverage with quick claim settlement and extensive hospital network across India.
About
About Bajaj Allianz
Bajaj Allianz General Insurance is a joint venture between Bajaj Finserv Limited and Allianz SE. Since 2001, the company has been providing comprehensive insurance solutions with a strong focus on customer satisfaction and innovative products.
With a robust network and strong financial backing, Bajaj Allianz offers reliable health insurance solutions that provide peace of mind and comprehensive coverage for individuals and corporates.
Features
Key Features
IRDAI Annual Report 2024-25
Key Statistics
Health + PA + Travel Premium
₹8,041 Cr
FY 2024-25
Claims Ratio
87.31%
FY 2024-25
Solvency Ratio
3.25
March 2025
Location
Delhi NCR Branches
Bajaj Allianz - Delhi Branch
Plot No. 2, Sector 126, Expressway, Noida, Uttar Pradesh - 201303
1800-209-5858
Bajaj Allianz - Gurugram Branch
3rd Floor, Building No. 5, DLF Cyber City, Phase III, Gurugram, Haryana - 122002
1800-209-5858
Network
Network Hospitals in Delhi NCR
1,600+ Network Hospitals
in Delhi NCR Region
Leading Hospitals
- Fortis Hospital
- Max Super Speciality Hospital
- Apollo Hospital
- Artemis Hospital
Government Hospitals
- AIIMS Delhi
- Safdarjung Hospital
- Lady Hardinge Medical College
- Lok Nayak Hospital
Specialty Care
- Eye Care Centers
- Dental Clinics
- Maternity Hospitals
- Emergency Care Units
Policy Documents
Customer Service
Customer Care Helpline
Email Support
Grievance Officer
Name: Mr. Suresh Agarwal
Email: complaints.cmr@bajajallianz.co.in
Phone: +91-20-4075-0000
Balanced View
Pros & Cons
Advantages
- ✓Competitive premiums especially for SMEs and startups
- ✓Fast claim processing - one of the better turn-around times among private insurers
- ✓Strong Tier-2 and Tier-3 city hospital network
- ✓Flexible top-up and super top-up options
- ✓No-claim bonus benefit for low-claim years
- ✓Strong Bajaj Finserv + Allianz SE financial backing
Limitations
- !Mobile app and digital claims interface less intuitive vs. HDFC ERGO
- !Room rent capping at 1% of SI on standard plans
- !Mental health coverage not included in base plan - requires add-on
- !Customer service quality varies across cities
Right Fit
Who Should Choose Bajaj Allianz?
SMEs and Startups Watching Budget
Bajaj Allianz offers competitive group health premiums for 10–200 employee companies, making it one of the most cost-effective private sector options without sacrificing claim reliability.
Companies with Employees in Smaller Cities
Strong Tier-2 and Tier-3 hospital network means employees in cities like Jaipur, Indore, Coimbatore, and Visakhapatnam get reliable cashless access.
Businesses Needing Flexible Sum Insured
Bajaj Allianz allows different sum insured slabs for different employee grades within the same policy - useful for companies with both blue-collar and white-collar employees.
At a Glance
Policy Highlights
| Feature | Detail |
|---|---|
| Sum Insured | ₹1L – ₹20L per employee |
| Room Rent | 1% of SI (standard plans) |
| Pre-existing Conditions | Covered from day 1 (group policy) |
| Maternity Benefit | Optional add-on |
| Cashless Network | 12,000+ hospitals pan-India |
| Claims Ratio (FY 24-25) | 87.31% |
| Solvency Ratio | 3.25 |
Get Bajaj Allianz Insurance for Your Team
Secure comprehensive health coverage with trusted insurance solutions from Bajaj Allianz.